Money & Personal Finance

"Annual income twenty pounds, annual expenditure nineteen nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds nought and six, result misery."  Quoted from Dicken's David Copperfield

This quote is as true today as it was when it was first written in 1849.

Coming up to retirement, many people are in the comfortable position of having paid off their mortgage with savings in the bank.  However, there are increasingly individuals who are struggling to pay their mortgage, have no savings and little retirement pension provision.

Before considering any financial planning issues, the first step is to get out of debt.  Whether that's just clearing your credit card debts or other loans that you have accumulated.

Through careful and judicious budgeting and planning, it's possible to save thousands on the annual costs of car, home and life insurance , and build up a savings and investment portfolio. 

• Banking
• Debt Solutions
• Financial Planning
• Insurance
• Investment
• Medical Insurance
• Savings
• Security
• Small Business
• Working from home
• Divorce and Finance